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Detecting fraud in financial transactions typically relies on tabular models that demand heavy feature engineering to handle high-dimensional data and offer limited interpretability, making it difficult for humans to understand predictions. Large Language Models (LLMs), in contrast, can produce human-readable explanations and facilitate feature analysis, potentially reducing the manual workload of fraud analysts and informing system refinements. However, they perform poorly when applied directly to tabular fraud detection due to the difficulty of reasoning over many features, the extreme class imbalance, and the absence of contextual information. To bridge this gap, we introduce FinFRE-RAG, a two-stage approach that applies importance-guided feature reduction to serialize a compact subset of numeric/categorical attributes into natural language and performs retrieval-augmented in-context learning over label-aware, instance-level exemplars. Across four public fraud datasets and three families of open-weight LLMs, FinFRE-RAG substantially improves F1/MCC over direct prompting and is competitive with strong tabular baselines in several settings. Although these LLMs still lag behind specialized classifiers, they narrow the performance gap and provide interpretable rationales, highlighting their value as assistive tools in fraud analysis.

ACL 2026

Understanding Structured Financial Data with LLMs: A Case Study on Fraud Detection

### Welcome to The 63rd Annual Meeting of the Association for Computational Linguistics (ACL 2025)

Message from the General Chair: 
*It is my great pleasure and honor to welcome you to the 63rd Annual Meeting of the Association for Computational Linguistics (ACL 2025), held in beautiful Vienna, Austria, from July 27 to August 1, 2025. ACL2025continues our field’s tradition of excellence in scholarship, innovation, and inclusivity, and I am deeply grateful to the many volunteers who have worked tirelessly to bring this event to life.* 
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ACL 2025

Welcome to The 63rd Annual Meeting of the Association for Computational Linguistics (ACL 2025)

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It is my great pleasure and honor to welcome you to the 64th Annual Meeting of the Association for Computational Linguistics (ACL 2026), held in San Diego, California, USA, July 2–7, 2026. ACL 2026 continues our fields tradition of excellence in scholarship, innovation, and inclusivity, and I am deeply grateful to the many volunteers who have worked tirelessly to bring this event to life.

It is exciting to see the many developments in the field reflected at our conference, such as the advancement of large language models (born out of our community) into many application directions. This is not without challenges, partly due to unsolved problems, and partly due to misuse of the technology. All this is reflected well at ACL 2026. The conference also reflects that the field is not only about advancing technology, but also the science of fundamentally understanding language and how it is use by many different speaker communities. 
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The 64th Annual Meeting of the Association for Computational Linguistics (ACL 2026) will take place in San Diego, California, from July 2 - 7, 2026.

The opacity of massive pretraining corpora in Large Language Models (LLMs) raises significant privacy and copyright concerns, making pretraining data detection a critical challenge.
Existing state-of-the-art methods typically rely on token likelihoods, yet they often overlook the gap between the target token and the model's top-1 prediction, as well as local correlations between adjacent tokens.
In this work, we propose Gap-K%, a novel pretraining data detection method grounded in the optimization dynamics of LLM pretraining. 
By analyzing the next-token prediction objective, we observe that discrepancies between the model’s top-1 prediction and the target token induce strong gradient signals, which are explicitly penalized during training.
Motivated by this, Gap-K% leverages the log probability gap between the top-1 predicted token and the target token, incorporating a sliding window strategy to capture local correlations and mitigate token-level fluctuations. 
Extensive experiments on the WikiMIA and MIMIR benchmarks demonstrate that Gap-K% achieves state-of-the-art performance, consistently outperforming prior baselines across various model sizes and input lengths.

Gap-K%: Measuring Top-1 Prediction Gap for Detecting Pretraining Data

Prosody---the melody of speech---conveys critical information often not captured by the words or text of a message.
In this paper, we propose an information-theoretic approach to quantify how much is conveyed by prosody that is not recoverable from text alone, and, crucially, what prosody conveys.
Our approach applies large speech and language models to estimate the mutual information between a particular dimension of an utterance's meaning (e.g., its emotion) and any of its communication channels (e.g., audio or text).
We then use this approach to quantify the information conveyed by audio and text about sarcasm, emotion, and questionhood, using speech from television and podcasts.
We find that for sarcasm and emotion, the audio channel, and by implication the prosodic channel, transmits over an order of magnitude more information about these features than the text channel alone, at least when long-term context beyond the current sentence is unavailable.
For questionhood, prosody provides comparatively less additional information.
We conclude by outlining a program applying our approach to more dimensions of meaning, communication channels, and languages.

What Do Prosody and Text Convey? Characterizing How Meaningful Information is Distributed Across Multiple Channels

AI Memory, specifically how models organizes and retrieves historical messages, becomes increasingly valuable to Large Language Models (LLMs), yet existing methods (RAG and Graph-RAG) primarily retrieve memory through similarity-based mechanisms. While efficient, such System-1-style retrieval struggles with scenarios that require global reasoning or comprehensive coverage of all relevant information. In this work, We propose Mnemis, a novel memory framework that integrates System-1 similarity search with a complementary System-2 mechanism, termed Global Selection. Mnemis organizes memory into a base graph for similarity retrieval and a hierarchical graph that enables top-down, deliberate traversal over semantic hierarchies. By combining the complementary strength from both retrieval routes, Mnemis retrieves memory items that are both semantically and structurally relevant. Mnemis achieves state-of-the-art performance across all compared methods on long-term memory benchmarks, scoring 93.9 on LoCoMo and 91.6 on LongMemEval-S using GPT-4.1-mini.

 Mnemis: Dual-Route Retrieval on Hierarchical Graphs for Long-Term LLM Memory

The convergence of LLM-powered research assistants and AI-based peer review systems creates a critical vulnerability: fully automated publication loops where AI-generated research is evaluated by AI reviewers without human oversight. We investigate this through BadScientist, a framework that evaluates whether fabrication-oriented paper generation agents can deceive multi-model LLM review systems. Our generator employs presentation-manipulation strategies requiring no real experiments. We develop a rigorous evaluation framework with formal error guarantees (concentration bounds and calibration analysis), calibrated on real data. Our results reveal systematic vulnerabilities: fabricated papers achieve acceptance rates up to 18%. Critically, we identify concern-acceptance conflict---reviewers frequently flag integrity issues yet assign acceptance-level scores. Our mitigation strategies show only marginal improvements, with detection accuracy barely exceeding random chance. Despite provably sound aggregation mathematics, integrity checking systematically fails, exposing fundamental limitations in current AI-driven review systems and underscoring the urgent need for defense-in-depth safeguards in scientific publishing.

 BadScientist: Can a Research Agent Write Convincing but Unsound Papers that Fool LLM Reviewers?

While Large Language Models (LLMs) excel at algorithmic code generation, they struggle with front-end development, where correctness is judged on rendered pixels and interaction. We present ReLook, an agentic, vision-grounded reinforcement learning framework that empowers an agent to close a robust generate--diagnose--refine loop by invoking a multimodal LLM (MLLM) as a tool. During training, the agent employs an MLLM-in-the-loop to serve as a visual critic, evaluating code via screenshots and providing actionable feedback. Crucially, we enforce a strict zero-reward policy for invalid renders to guarantee renderability and mitigate reward hacking. To prevent behavioral collapse, we introduce Forced Optimization, a strict acceptance rule that admits only improving revisions, yielding monotonically better trajectories. At inference, we decouple the critic and run a lightweight, critic-free self-edit cycle, keeping latency comparable to base decoding while retaining most of the gains. Across three widely used benchmarks, ReLook consistently outperforms strong baselines in vision-grounded front-end code generation, highlighting the benefits of agentic perception, visual rewards, and training–inference decoupling.

ReLook: Vision-Grounded RL with a Multimodal LLM Critic for Agentic Web Coding

Unlearning in large language models (LLMs) has emerged as a promising safeguard against adversarial behaviors. When the forgetting loss is applied uniformly without considering token-level semantic importance, model utility can be unnecessarily degraded. Recent studies have explored token-wise loss regularizers that prioritize informative tokens, but largely rely on ground-truth confidence or external linguistic parsers, which limits their ability to capture contextual information or the model’s overall predictive state. Intuitively, function words like “the” primarily serve syntactic roles and are highly predictable with little ambiguity, but informative words admit multiple plausible alternatives with greater uncertainty. Based on this intuition, we propose Entropy-guided Token Weighting (ETW), a token-level unlearning regularizer that uses entropy of the predictive distribution as a proxy for token informativeness. We demonstrate that informative tokens tend to have higher entropy, whereas structural tokens tend to have lower entropy. This behavior enables ETW to achieve more effective unlearning while better preserving model utility than existing token-level approaches.

 Forget What Matters, Keep the Rest: Selective Unlearning of Informative Tokens

The evaluation of Large Language Models (LLMs) for software engineering has shifted towards complex, repository-level tasks. However, existing benchmarks predominantly rely on coarse-grained pass rates that treat programming proficiency as a monolithic capability, obscuring specific cognitive bottlenecks. Furthermore, the static nature of these benchmarks renders them vulnerable to data contamination and performance saturation. To address these limitations, we introduce CoreCodeBench, a configurable repository-level benchmark designed to dissect coding capabilities through atomized tasks. Leveraging our automated framework, CorePipe, we extract and transform Python repositories into a comprehensive suite of tasks that isolate distinct cognitive demands within identical code contexts. Unlike static evaluations, CoreCodeBench supports controllable difficulty scaling to prevent saturation and ensures superior data quality. It achieves a 78.55% validity yield, significantly surpassing the 31.7% retention rate of SWE-bench-Verified. Extensive experiments with state-of-the-art LLMs reveal a significant capability misalignment, evidenced by distinct ranking shifts across cognitive dimensions. This indicates that coding proficiency is non-monolithic, as strength in one aspect does not necessarily translate to others. These findings underscore the necessity of our fine-grained taxonomy in diagnosing model deficiencies and offer a sustainable, rigorous framework for evolving code intelligence. Code of CorePipe framework and data of CoreCodeBench are available in https://github.com/AGI-Eval-Official/CoreCodeBench and https://huggingface.co/collections/tubehhh/corecodebench.

CoreCodeBench: Decoupling Code Intelligence via Fine-Grained Repository-Level Tasks

High-quality chain-of-thought has demonstrated strong potential for unlocking the reasoning capabilities of large language models. However, current paradigms typically treat the reasoning process as an indivisible sequence, lacking an intrinsic mechanism to quantify step-wise information gain. This granularity gap manifests in two limitations: inference inefficiency from redundant exploration without explicit guidance, and optimization difficulty due to sparse outcome supervision or costly external verifiers. In this work, we propose \textbf{CoT-Flow}, a framework that reconceptualizes discrete reasoning steps as a continuous probabilistic flow, quantifying the contribution of each step toward the ground-truth answer. Built on this formulation, CoT-Flow enables two complementary methodologies: flow-guided decoding, which employs a greedy flow-based decoding strategy to extract information-efficient reasoning paths, and flow-based reinforcement learning, which constructs a verifier-free dense reward function. Experiments on challenging benchmarks demonstrate that CoT-Flow achieves a superior balance between inference efficiency and reasoning performance.

 Efficient Paths and Dense Rewards: Probabilistic Flow Reasoning for Large Language Models

Medical diagnostics is a high-stakes and complex domain that is critical to patient care. However, current evaluations of large language models (LLMs) remain limited in capturing key challenges of clinical diagnostic scenarios. Most rely on benchmarks derived from public exams, raising contamination bias that can inflate performance, and they overlook the confounded nature of real consultations beyond textbook cases. Recent dynamic evaluations offer a promising alternative, but often remain insufficient for diagnosis-oriented benchmarking, with limited coverage of clinically grounded confounders and trustworthiness beyond accuracy. To address these gaps, we propose DyReMe, a dynamic benchmark for medical diagnostics that provides a controlled and scalable stress test of diagnostic robustness. Unlike static exam-style questions, DyReMe generates fresh, consultation-style cases that incorporate clinically grounded confounders, such as differential diagnoses and common misdiagnosis factors. It also varies expression styles to capture heterogeneous patient-style descriptions. Beyond accuracy, DyReMe evaluates LLMs on three additional clinically relevant dimensions: veracity, helpfulness, and consistency. Our experiments show that this dynamic approach yields more challenging assessments and exposes substantial weaknesses of stateof-the-art LLMs under clinically confounded diagnostic settings. These findings highlight the urgent need for evaluation frameworks that better assess trustworthy medical diagnostics under clinically grounded confounders.

Inflated Excellence or True Performance? Rethinking Medical Diagnostic Benchmarks with Dynamic Evaluation

While natural language is the de facto communication medium for LLM-based agents, it presents a fundamental constraint. The process of downsampling rich, internal latent states into discrete tokens inherently limits the depth and nuance of information that can be transmitted, thereby hindering collaborative problem-solving. Inspired by telepathy, which bypasses symbolic language in communication, we propose Interlat (Inter-agent Latent Space Communication), a paradigm that leverages the continuous last hidden states of an LLM as a representation of its thought for direct communication (termed "latent communication"). An additional learned compression process further compresses latent communication via latent space reasoning. Experiments demonstrate that Interlat outperforms both fine-tuned chain-of-thought (CoT) prompting and single-agent baselines, even across heterogeneous models, promoting more exploratory behavior and enabling genuine utilization of latent information. Further compression not only substantially accelerates inference by up to 24× but also maintains competitive performance through an efficient information-preserving mechanism. We position this work as a feasibility study of entirely latent space inter-agent communication, and our results highlight its potential, offering valuable insights for future research.

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